Aegis Retirement Partners, LLC (ARP) is committed to ensure that we earn and maintain your continued trust and confidence. Through our operations, it is required that we obtain personal and financial data and protecting this data and your privacy remains a top priority.
In order to provide customized service, we will need to collect certain data, including but not limited to:
This data is collected for purposes of providing full, retirement administrative and compliance services. No personal data or nonpublic data we obtain during business, will be sold to anyone.
We collect this nonpublic data directly from you, our clients, through enrollment forms and files, annual year end census requests, requests for proposals and illustrations, as well as from third parties that provide related services to you that we need to effectively provide our administrative and compliance work.
ARP may share data with related service providers as authorized by you and as permitted or required by law. This may include providing census to an actuary to prepare benefit illustrations, to a Certified Public Account to perform an annual ERISA audit, to respond to a subpoena, to report to a credit bureau, or to report to the social security administration and other related agencies.
ARP is committed to safeguarding your personal information today and in the future. We will take all steps, including data encryption, password protecting of files, limiting access to only those who need the information to perform services, and storing all paper based personal information in locked files. Our priority is to ensure that the personal and asset information you have entrusted to us will be protected with our utmost diligence. If you should have any questions or concerns, please call us at (781) 604-9007 or write to us at: Aegis Retirement Partners, LLC, 86 Baker Avenue Extension, Suite 309, Concord, MA 01742.
| FACTS | WHAT DOES CAMBRIDGE DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This financial information can include, but is not limited to, the following:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Cambridge chooses to share, and whether you can limit this sharing. |
| Reasons we can share your personal information: | Does Cambridge Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — Such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our rnarketing purposes — To offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes — Information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes — Information about your creditworthiness |
Yes | We don’t share |
| For nonaffiliates to market to you — Only if your Rep/Advisor leaves Cambridge, retires or sells his or her practice |
Yes
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No |
| To limit our sharing | Call 800-777-6080 and ask for the Compliance Department. Please note: If you are a new customer, we can begin sharing information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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| Questions? | Call 800-777-6080 and ask for the Compliance Department. |
| Who we are | ||
|---|---|---|
| Who is providing this notice? | This notice is being provided on behalf of Cambridge Investment Research, Inc. (“Cambridge”) and its Affiliates, Cambridge Investment Research Advisors, Inc., Continuity Partners Group LLC, TBS Agency, Inc. | |
| What we do | ||
| How does Cambridge protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Cambridge trains its associates on the proper handling of personal information and requires companies that help provide services to you to protect the confidentially of personal information they receive. | |
| How does Cambridge collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other cornpanies. |
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
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| What happens when I limit sharing for an account I hold jointly with someone else? | Your choice will apply to everyone on your account — unless you tell us otherwise. | |
| Definitions | ||
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information | ||
| We also comply with more restrictive state laws to the extent that they apply. For example, if you reside in Vermont or California, we will automatically opt you out of sharing your information with nonaffiliates for marketing purposes unless you have provided Cambridge with written authorization to opt you in to such sharing.
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